Author: Andrew Campbell

Attorney Andrew Campbell protects consumers from abusive and illegal debt collection practices, FDCPA Violation, TCPA Violation and Auto Fraud.

Consumer Financial Protection Bureau Takes Action Against Credit Repair Companies

The CFPB recently took action against a company that it found had made misleading and deceptive representations. According to the complaint filed in court, the CFPB asserted that Federal Debt Assistance Association, LLC and Financial Document Assistance Administration, Inc., both operating as FDAA falsely promised to eliminate consumers’ debts and improve their credit scores in exchange…

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Michigan Secretary of State Takes Action Against Used Car Dealers

In August 2017, the Office of Investigative Services at the Michigan Secretary of State took administrative action against several used car dealers.  Licenses of four used auto dealers in Detroit, Roseville, Farmington and Redford were summarily suspended failing to follow proper procedures as required by law. Infiniti Motor Group, Inc., 24909 Plymouth Road in Redford. The dealership…

How Credit Repair Companies Scam Michigan Consumers

According to the federal government, the average consumer spends over $800.00 on credit repair services. Most consumers end up with poor results. But most Michiganders would not hire these companies if they knew two important facts. First, credit repair companies cannot offer to perform services beyond 90-days. Let’s face it, many credit repair companies are…

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Why Credit Scores Will Rise this Month For Some Consumers

Recently the credit reporting agencies agreed to apply new rules to judgments and tax liens. The new rules require more information so that tax liens and judgments are verified on a timely basis. These new rules will help a lot of people, especially those who might have other relatives with similar names. So, if your…

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Six Important Steps to Take When Trying To Improve Your Credit Score

Six Important Steps to Take When Trying To Improve Your Credit Score If you have recently been turned down for a loan, or for a new credit card, you may need to fix your credit.   A denial of credit is often the result of a bad credit report, which can happen in two circumstances….

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Five Simple Rules To Keep in Mind When Buying a Car in Michigan

Five Simple Rules that Michigan Car Dealers Must Follow           Used car dealers in Michigan have to abide by both the Motor Vehicle Code and the rules enacted by the Michigan Secretary of State when selling cars to the public.  Some of the most common violations of these rules allow dealers to hide evidence of…

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Something to Think About When Reading your Credit Report

What Exactly Does Charge-Off Mean? One the most common misconceptions that many consumers have is that they don’t think they owe a debt when they actually do. Often they hear a debt collector or creditor say that the debt owed has been charged-off. When they hear it some think that it means that the debt…

Four reasons why your credit repair company might owe you a refund if you live in Michigan

Every year, tens of thousands of Michiganders hire credit repair companies. Most just want to be able to qualify to buy a car or a house and the only thing standing in their way is their credit score. While some who choose to use a credit repair company achieve desired results, most find that they…

Lawsuit: Man snapped bathroom pix of female co-worker at construction site | SILive.com

A New York women has filed a lawsuit alleging sexual harassment and retaliation against her employer. Marline Salvat, 34, contends her employer, Construction Resources Corp., sacked her in retaliation for her complaints of “unlawful sexual harassment and unsafe working conditions” at the site, according to a civil complaint. read more at silive.com While as shocking…